You need to pay in at least £500 every 4 months and register for Online Banking. You have to be studying for an undergraduate course or a Level 4-7 apprenticeship, for at least 2 years in length, to open or switch. 18+ and UK resident. Railcard issued and maintained by ATOC LTD. Subject to status. T&Cs apply. Get a FREE 4-year 16-25 Railcard